Getting Medicare If You Have a Disability
Medicare is available for certain Florida and Texas residents with disabilities who are under 65. These people must have received Social Security Disability Benefits for two years or have ESRD or ALS.
There’s a five-month waiting period after a Medicare beneficiary is deemed disabled before they begin to collect Social Security Disability Benefits. Those with ESRD and ALS do NOT have to collect benefits for two years to qualify for Medicare.
The criteria for Medicare eligibility for those with ESRD and ALS are:
- ESRD — Typically three months after a course of regular dialysis or after a kidney transplant.
- ALS — Immediately after collecting Social Security disability benefits.
Lacayo Group Insurance will identify the Medicare benefits available for people with disabilities and explain how to enroll.
You’re Under 65 and Have a Disability
- A Medicare Advantage (Part C) Plan
- Prescription Drug Coverage (Part D)